Terms & Conditions
TERMS AND CONDITIONS OF USE
ABOUT THIS SITE
This Site is part of the Chermol Medicare & Insurance Solutions network. Chermol Medicare & Insurance Solutions is an insurance agency, specializing in providing Medicare supplement insurance quotes and helping Medicare supplement insurance shoppers find the right Medicare supplement. In those states that Chermol Medicare & Insurance Solutions does not operate, Chermol Medicare & Insurance Solutions will connect visitors with the appropriate Medicare supplement insurance professionals.
Chermol Medicare & Insurance Solutions offers several Medicare supplement insurance providers’ plans but does not represent any one company. Any information provided about any particular insurance agent, provider or plan shall not be viewed as an endorsement by Chermol Medicare & Insurance Solutions.
PERSONAL AND NONCOMMERCIAL USE LIMITATION
This website is for use that is personal, informational, and internal to business only. Other uses of the Site are strictly prohibited. You agree that you will not publish, store, copy, modify, display or create similar works from the Site. You may, however, occasionally reproduce an insignificant portion of the Site’s content for noncommercial use or for internal business reasons related to the nature of the website.
In order to use the services offered through this Site, you must be at least 65 years of age or seeking someone who is 65 years of age. You also agree to provide true, accurate and current information about yourself for all Site forms. This Site is for personal, noncommercial use. You may not copy, distribute, reproduce, modify, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any software, products, information or service from this website. You agree to abide by all laws relating to this website’s use.
THE SITE IS PROVIDED ON AN “AS IS” BASIS FREE FROM WARRANTIES, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO TITLE WARRANTIES OR IMPLIED MERCHANTABILITY WARRANTIES, PARTICULAR PURPOSE, OR NON-INFRINGEMENT, OTHER THAN THOSE WARRANTIES IMPOSED BY AND NOT OTHERWISE EXCLUDED, RESTRICTED OR MODIFIED UNDER THIS AGREEMENT’S APPLICABLE LAWS.
USE THIS SITE AT YOUR OWN RISK. CHERMOL MEDICARE & INSURANCE SOLUTIONS AND ITS AGENTS, AFFILIATES, REPRESENTATIVES AND LICENSORS ARE NOT LIABLE FOR ANY LOSS OR INJURY OR ANY DAMAGES, EITHER SPECIAL, INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, CONSEQUENTIAL OR OTHER, THAT RESULT FROM, OR ARE IN ANY WAY CONNECTED TO, THE USE OF THE WEBSITE OR THE USE OF ANY CHERMOL MEDICARE & INSURANCE SOLUTIONS INFORMATION, REGARDLESS OF WHETHER DAMAGES ARE SUPPORTED BY CONTRACT, TORT, STRICT LIABILITY, OR OTHER LIABILITY THEORIES.
SOME JURISDICTIONS DO NOT PERMIT EXCLUDING IMPLIED WARRANTIES OR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO SOME OF THE AFOREMENTIONED EXCLUSIONS MAY NOT APPLY TO YOU.
YOU HEREBY WAIVE ALL CLAIMS AGAINST CHERMOL MEDICARE & INSURANCE SOLUTIONS, ITS REPRESENTATIVES, AFFILIATES, AGENTS, AND LICENSORS STEMMING FROM YOUR USE OF THE WEBSITE OR ANY INFORMATION PERTAINING TO CHERMOL MEDICARE & INSURANCE SOLUTIONS INFORMATION.
COPYRIGHT AND PROPRIETARY RIGHTS INFORMATION
The Site may contain technical inaccuracies and errors. Chermol Medicare & Insurance Solutions reserves the right to change, correct and/or improve the Site, and the products and programs detailed, at any time, unnoticed. This Site references trademarks, technologies, products, patents, trade secrets, processes and/or additional proprietary rights of Chermol Medicare & Insurance Solutions. Chermol Medicare & Insurance Solutions does not grant or confer any of the aforementioned.
The purpose of the Site is to provide visitors the opportunity to research Medicare supplement insurance and potentially receive assistance from Chermol Medicare & Insurance Solutions.
We do not guarantee that any of the plan providers with which we connect you will contact you or agree to provide you coverage. We are not responsible for the conduct of the Providers. We reserve all the rights to our Site contents, and may change, discontinue, or limit any part of the site at any time.
YOUR USE OF THE SITE
You must be at least 18 years of age to use the Service.
You may not:
impersonate anyone else
restrict others from using these services
upload or attempt to upload viruses or malicious entities
submit third party info without that party’s consent
submit false or misleading information
engage in activities prohibited by the CAN-SPAM Act
engage in criminal behaviors
exploit our service commercially
engage in activities that result in issues of civil liability
commit any action that hinders, stops or harms the service(s)
LINKS TO THIRD PARTY SITES
This Site may contain links under third party control. All linked sites are not under the control of Chermol Medicare & Insurance Solutions. These links do not imply endorsement and Chermol Medicare & Insurance Solutions is not responsible for any resulting damages or injuries resulting from the use of such links and their affiliated sites.
Chermol Medicare & Insurance Solutions controls this website. Should you choose to access this website outside the country, you are responsible for following all applicable statutes and laws.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use, you must not use the website in a way that is unlawful or prohibited by these terms, conditions, and notices.
UNDER NO CIRCUMSTANCES SHALL CHERMOL MEDICARE & INSURANCE SOLUTIONS, ITS EMPLOYEES, AGENTS, OFFICERS, OWNERS OR ANYONE ELSE BE HELD LIABLE FOR ANY THIRD PARTY ACTIONS OR CONSEQUENCES.
SOME JURISDICTIONS DO NOT PERMIT EXCLUDING OR LIMITING INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO SOME OF THE AFOREMENTIONED LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.
On this website, all names, logos, and trademarks displayed in the website are protected by the United States and international trademark laws and treaties. They may not be used without the prior written consent of Chermol Medicare & Insurance Solutions or the respective owner of such aforementioned aspects.
The total content of this website, everything included, is protected from copying and simulating in adherence with domestic and international copyright laws and treaties. Unless for an explicitly permitted use under “PERSONAL AND NONCOMMERCIAL USE LIMITATION,” you shall not reproduce, republish, copy or redistribute in any form for any website.
Chermol Medicare & Insurance Solutions uses this website to collect personal information. When you use our service, you authorize the sharing of personal information with Chermol Medicare & Insurance Solutions.
We will collect information, including but not limited to:
- Health information
- Email address
- Phone number
We will only collect your personally-identifiable information if you share it.
However, we may automatically collect pertinent information regarding how you interact and use our websites and mobile applications. This information collection is comprehensive.
If you are using a social media platform or mobile device, you may be subject to a separate and specific policy. If you have any questions about your mobile device, please refer to provider or manufacturer instructions.
You should recognize that “cookies” is always active. Cookies, web beacons and other technologies collect and use anonymous information. However, the collection and use of such information does not enable third-parties to identify you.
OPTING OUT OF INFORMATION USAGE
When you submit to us your personal information, you authorize Chermol Medicare & Insurance Solutions to use such information for any reason. Chermol Medicare & Insurance Solutions representatives may contact you by email, phone or other methods regarding your website activity.
Occasionally, we work with companies that use tracking capabilities. However, you should know that these companies can be dissuaded from sharing your name, postal and e-mail addresses with third parties, including Chermol Medicare & Insurance Solutions.
If you prefer not to participate, you can opt-out at any time by following these instructions: https://www.usa.gov/optout-instructions
COMPLYING WITH CAN-SPAM
If you wish to stop receiving communications from Chermol Medicare & Insurance Solutions, you may “opt-out” whenever. You may opt-out of emails through the “Unsubscribe” link at the bottom of each email, or by contacting us.
Chermol Medicare & Insurance Solutions does not collect or solicit any personally identifiable information from anyone under 13 years of age. As necessary, Chermol Medicare & Insurance Solutions will instruct children not to submit any information to us, in any form or through any means. If a child does provide personally identifiable information, a parent or guardian of that child may request from us that such information be deleted.
This website is owned and operated by Chermol Medicare & Insurance Solutions.